Contract Start Date

Hallo Sirio, Danke für die kommentare. Ja, es handelt sich um ein zuzug in der Schweiz. Allerdings hat man ein 3 monat schornfrist, und man darf nur 1 mal krankenversichert sein. Wir können nachweisen das wir versichert waren im ausland, und bräuchten erst ab 01.05, da wir gesetzlich bis 28.05 im ausland versichert waren. Klar es ist nicht schön doppelt zu bezahlen, aber das müssen wir schon für Mai machen, aber nicht noch für April! Ich lege mich gerne an mit ein Anwalt von Assura an wenn es sein muss. Wir haben alles richtig getan, kann alles nachweisen das wir doppelt versichert waren in Mai, und das rechnung von April ist einfach abzocke von Assura!

Hi, I experienced same with more than 3 month I have had to pay to Avanex. They refer to the registration date of the person in switzerland. The opinion is - you have to pay - even you dt have a confirmation from the insurance about any contract Its against any international contracting-rules. u.dar

We had health insurance in a foriegn country that covered us till mid May 2012. We checked here and the law is that you can't be covered in 2 european countries at the same time. Why does it state on the contract the start date if it is irrelevant? Why not state the signature date is start date? I have no problem paying May in both countries, I had thought that is what would happen anyway, but to be billed for April, even though I stated 01.05.2012 on the application is a load of rubbish. By law in Switzerland they will also give you a 3 month tolerance period, providing you can prove you are insured somewhere else. We did this, and we can still prove it now. Therefore, I had coverage with one country till mid May, wanted the next one to start on 01.05.2012, but by being too early and signing the contract before the period of cover begins I am expected to pay for a service that I would never have used anyway. I personally think Assura are not being helpful here at all!!

If you have a double insurance für april it is legal. The swiss law says that you must have a swiss insurance for the month in which you arrive in switzerland. There are only a few options that you can still hold your old insurance. You have now 2 options. You can send Assura a confirmation that you are insured by an other european insurance company and i think Assura will change the beginning date. Or you can send a confirmation from Assura to your old insurance company to cancel this insurance to the end of march. The 3 month tolerance period is the time you have to choose an insurance. But the beginning date is always the first of the month of the arrival. After the 3 month the canton can dictate an insurance. Its called "Zwangszuweisung". The start date of your contract is in the moment the 1.4.2012. I think you mean the begining date in the offer was the 1.5.2012. But the customer service can change this date because of the entry in switzerland.